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Sharon Andrea

Update on Sharon Andrea

Sra. Sharon continues her business of selling cereal and chocolates. She says that she did very well with her previous loan and used the money to buy merchandise in bulk. Sharon grew her business and increased her clientele, as well as her income.

On this occasion, she is requesting a loan in order to buy cereal and chocolate in bulk as a way of continuing to increase her operating capital. She is pleased and appreciative of this new opportunity that has been given to her.
View original language description ↓
La Sra. Sharon sigue con la actividad de la venta de Cereales y Chocolates, cuenta que le fue bien con el anterior crédito ya que lo utilizo en la compra de mercadería por mayor, creció en su actividad e incremento su clientela, y por ende sus ingresos económicos, en esta ocasión solicito el crédito para la compra de cereales y chocolates por mayor para seguir incrementando su capital de trabajo, se siente feliz y agradecida por esta nueva oportunidad que le brindan.

Previous Loan Details

Sharon is an existing client of the institution who lives in Bajo Seguencoma district together with her husband and child. They live in her in-laws' home. Sharon's business is selling chocolates and cereals wholesale and retail. She distributes her products to different sales stalls in the mar... More from Sharon Andrea's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 138
    View loans »
    Bolivia Loans Fundraising
  • $32,164,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sharon Andrea to buy cereal and chocolates in bulk.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Apr 10, 2013
Currency Exchange Loss:
Feb 17, 2014