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Adwowa is married to a plumber. She has four children. She uses her income to help her husband pay for the household expenses, as well as to save for a rainy day. As a primary school graduate, Adwowa currently sells used clothing and fish in Emissakrom (near Cape Coast).

With over five years of experience in these trades, Adwowa sees an opportunity to expand her enterprises further. However, she does not have the working capital necessary to increase her quantity of both fish and clothing stock. Thus, she will use this loan to buy more fish and used clothing, which will help her boost her overall sales. Adwowa wants to make her businesses self-sustainable as soon as possible. She plans to channel the new profits from her expanded businesses back into both her fish and used clothing enterprises.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,582,250
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Adwowa to buy more fish and used clothing, which will help her boost her overall sales.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 4, 2013
Currency Exchange Loss:
Aug 17, 2013