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Yaa, 52, is married to a farmer, and together they have seven children. The family lives in Emissa Krom near Cape Coast.

Due to difficult circumstances Yaa received no formal education, yet this has not stopped her from becoming a businesswoman. For the past five years she has prepared and sold kenkey, a traditional Ghanaian dish made from fermented corn dough that is wrapped in banana leaves. She uses all of her income to feed and provide for her entire family.

Yaa is applying for a 1200 GHS loan from CRAN to buy additional maize so she can make more of her tasty kenkey. Yaa wants to use future profits from her expanded business to ensure that all of her children are able to receive an education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 28
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Yaa to purchase an increased amount of maize which will help her produce more of her tasty Kenkey.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Apr 4, 2013
Currency Exchange Loss:
Aug 17, 2013