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Update on Joseph

Joseph used his previous loan well by buying a dairy cow and sheep. These animals enabled his business to do better, because he was able to sell a lot of milk to his customers, thus making good profits.

Joseph has applied for another loan, to enable him to buy small calves, which he will raise and then sell later. He is optimistic that his business will do even better after the loan.

He hopes to enlarge his farm in the near future. He wants to be able to educate his children well, and also to improve his family's standard of living.

Previous Loan Details

Joseph has practiced farming in Olkalou town for the last three years. He is 43 years old, married to Agnes, and they have two school-going children. He was introduced to KADET by one of our field officers and this will be his third loan. He plans to use the loan amount to buy one dairy cow... More from Joseph's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 685
    View loans »
    Kenya Loans Fundraising
  • $44,780,750
    Funds lent in using Kiva
  • 85.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Joseph to buy small calves to raise and sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 19, 2013
Apr 4, 2013
Currency Exchange Loss:
Jan 19, 2014