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Esther
Esther sells rice, beans and salted fish in Emissakrom (near Cape Coast). She has been educated till the end of junior secondary school. She is married and has 4 children. Her husband is a mason. Esther has been working in this enterprise for 8 years now. She is responsible for supporting her husband in paying the family's utility bills and their children's school fees. Her loan will be used to increase her current stock levels. She hopes to use the new profits from her business to grow her rice, beans and fish selling enterprise and increase her capital base. In the long run she wants to expand her business into neighboring villages.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 24
    View loans »
    Ghana Loans Fundraising
  • $11,428,350
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Esther to purchase a greater quantity of rice, beans and salted fish to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 18, 2013
Listed
Apr 4, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013