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Khonim is 50 years old. She is married and has raised three children. Her husband is an electrician. Her children are adults. Khonim tries to help her husband and sons improve their living conditions. She decided to set up a new business of buying and children's clothing.

She loves small children and therefore wants the children to always wear new clothes. Khonim will be selling her goods in the local market, where many people make purchases. It asks for a loan of 1000 Somoni to buy children's clothing. She's waiting for your kindness.
View original language description ↓
Хоним 50 лет. Она замужем и на воспитании имеет 3 детей. Ее муж электрик. Дети совершеннолетние. Хоним старается помочь мужу и сыновьям улучшить условию проживания. Она решила организовать новый бизнес купле продажей детских одежд.

Она очень любит маленьких детей и поэтому хочет, чтобы дети всегда носили новые одежды. Она будет продавать свой товар на местном рынке, где много народа делают покупки. Она запрашивает займ на сумму 1000 сомони для покупки детской одежды. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,910,850
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Khonim to purchase children clothes for setting up a new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 8, 2013
Currency Exchange Loss:
Jul 17, 2014