Son has turned 22 and is the loving father of a child. He and his wife work together on their own farm in Kompong Speu province, Cambodia. Together, they can earn a decent income to cover home expenses. Son has been involved in farming for about five years. In their eagerness to lift the family out of poverty, Son works full time at the construction site after harvest season while his wife has a position in a local garment factory.
Son is now requesting his first cycle loan because he needs to continue investing in the planting and cultivation of rice. The loan will allow him to purchase a farm animal and to prepare the land. He’s sure everything’s going to be better and he might have a fruitful crop yield from the planting.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.