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Update on Cerafina

Cerafina continues to belong to the community bank “REYNA DE LOS ANGELES DE URQUILLOS” [“Queen of the Angels of Urquillos”] and continues to work raising animals such as chickens, pigs and guinea pigs. She is requesting this loan to buy small animals such as guinea pigs and to buy feed such as hay and alfalfa. Cerafina has worked at this business for a number of years now, and she says it does well for her because of the effort and determination she puts into her work. She says that the loan makes her happy and she promises to comply with its payments.
View original language description ↓
Cerafina continua en el banco comunal “REYNA DE LOS ANGELES DE URQUILLOS y con la crianza de animales como gallinas, chanchos y cuyes. En esta oportunidad requiere el préstamo para comprar animales menores como cuyes pero también alimento como pasto y alfalfa. Ya son varios años que se dedica a este negocio y le va muy bien gracias al empeño que pone en su trabajo. La socia está feliz por el préstamo y se compromete a cumplir con los pagos

Previous Loan Details

This member belongs to the 'Reyna de los Angeles de Urquillos' community bank which is located in Urquillos district, in Calca province, in Cusco department. Cerafina is 57 years old, married, and has six children. Her business is animal raising. She raises hens and guinea pigs. She would l... More from Cerafina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 179
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Cerafina to buy small animals such as guinea pigs and to buy feed such as hay and alfalfa.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Apr 4, 2013
Currency Exchange Loss:
Oct 17, 2013