Las Tejedoras Group
The loan they are requesting will benefit small micro entrepreneurs such as Laura, who is in her second year as a member of Pro Mujer. She joined at the invitation of a promoter of Pro Mujer that came to visit her in her home. Laura currently has a carpentry workshop, which she decided to open with her partner because he knows the trade.
Laura will use the loan to increase the capital of her business by buying wood. She will buy the wood in the lumberyards of the city of La Paz. She will then sell their carpentry products in the markets of the city of El Alto. This business generates income to support her family, which consists of herself, her husband and her two children.
When asked what she likes about Pro Mujer, Laura answers that she likes the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Laura es integrante, ella indica que es el segundo año que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de taller de carpintería; mismo que decidieron abrir conjuntamente con su concubino, ya que él conoce el oficio.
El crédito que ahora sacará es para el aumento de capital (compra de madera) que adquirirá de las barracas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en las ferias de la Ciudad de El Alto. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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