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Jose Raul
Jose is 43 years old. He is married and has two children and lives in the town of Azacualpa, Santa Barbara. Jose has a grocery store. He started this business with his own money and offers basic products like flour, beans, rice, sugar, butter, grocery products, meats, dairy, etc. This business has been very profitable for him. The products have quite a bit of demand. Currently, he has requested a loan of 12,000 lempiras to stock his business with products that have greater demand such as rice, beans, butter, flour etc. He considers that with this investment, his sales will increase and he will offer product variety to his customers. His goal is to expand his business more and give his children a good education.
View original language description ↓
Don José tiene 43 años de edad, es casado, tiene 2 hijos y vive en el Municipio de Azacualpa, Santa Barbará.
El señor José tiene una pulpería, el inicio este negocio con capital propio y ofrece productos de la canasta básica como harina, frijoles, arroz, azúcar, maseca, productos de abarrotería, carnes, lácteos etc. Este negocio le ha sido muy rentable, los productos tienen bastante demanda.
Actualmente ha solicitado un préstamo de 12,000 lempiras para surtir su negocio con productos que tiene mayor demanda como arroz, frijoles, manteca, harina etc. Considera que con esta inversión sus ventas aumentaran y ofrecerá variedad de productos a los clientes.
Su meta es ampliar más el negocio y darles a sus hijos una buena educación.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 87
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Jose Raul to purchase food products like rice, beans, butter, flour, etc. to stock the business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Apr 4, 2013
Currency Exchange Loss:
Jan 17, 2014