Their loan will benefit small business people like Zonia. She has been a member of Pro Mujer for three years. She joined by invitation from a representative of the institution who visited Zonia at her house. She currently has a business making jackets. She says that over eight years ago she helped in her siblings’ sewing shop. From this experience she learned the technique of sewing. Therefore, she decided to open her own workshop.
The loan that she will now take out is to increase capital to buy fabric. She will get the fabric from the companies in the city of La Paz. After she makes the jackets, she will sell them by order. This way of working allows her to generate resources in order to support her household as much as possible. She is married and has three children.
When asked what she likes about Pro Mujer, she answered that she likes all of the trainings.
Elizabeth, the loan officer, accompanied the group in the photo. She is in the window.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Zonia es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de costura de chamarras; da a conocer que hace mas de ocho años ella apoyaba en el taller de costura de sus hermanos, de esa experiencia aprendió la técnica de costura por ello decide abrir su propio taller.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las empresas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella está casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta todas las capacitaciones.
En la fotografía la asesora de crédito acompaña al grupo, ella es Elizabeth y esta ubicada en la ventana.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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