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La Esperanza Group
In this Group: Maria , Maria Carmen , Catarina , Maria Lucia , Juana, Maria , Juana , Maria , Maria Ofelia , Manuela Lucia , Margarita *
* not pictured
Señora Maria is in a domestic partnership, is 29 years old and has 2 children who do not attend school. She works as an artisan, more specifically embroidering guipiles [Guatemalan tunics] for women. She started this business when her mother-in-law taught her this art form. She now has 10 years of experience working in this field. She has the support of her spouse, who is a merchant.

She is organizing a group in order to apply for a loan, which she will use to purchase fabric and thread to carry out her embroidering. In the future, she would like to have a shop where she could sell her embroidered guipiles. The other women in the group work in handicrafts and animal husbandry.

One group member is not in the picture because she was unavailable at the time it was taken.
View original language description ↓
La señora Maria de estado civil unida de hecho, tiene 29 años de edad, tiene 2 hijos que no estudian, ella se dedica a la artesanía, especificamente al bordado de guipiles para damas, inició este negocio cuando su suegra le enseño este arte y hasta la presente fecha lleva ya 10 años de dichosa experiencia. Ella cuanta con el apoyo de su esposo quien es comerciante.

Organiza un grupo para poder solicitar un préstamo que lo utilizara para la compra de telas e hilos para poder realizar sus bordados, en el futuro quiere tener una tienda para vender los guipiles que borda; las demás integrantes del grupo se dedican a la artesania y actividades pecuarias.

Una de las integrantes del grupo no figura en la foto puesto que cuando se tomaron la misma ella no pudo asistir.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 121
    View loans »
    Guatemala Loans Fundraising
  • $10,890,300
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of La Esperanza Group's $3,525 loan helped a member to buy fabric to embroider guipiles [Guatemalan tunics].
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 16, 2013
Apr 3, 2013
Currency Exchange Loss:
Feb 17, 2014