Garmai lives in Sinkor, in Montserrado County which is the county of the capital city of Liberia, and well known as the commercial city of Liberia. She is 45 years old, and married with four children between the ages of 13 and 31; only one is in school and lives at home.
For the past twenty years she has been running a table in the local market where she sells rice, pepper, bitter ball, vita, etc. She started this business with the help of her mother and learned this way of selling from her. She likes her business because it gives her good profits and makes her popular.
She is requesting a loan to purchase more pepper, bitter ball, rice, vita, etc for her business. She wants to get more money to expand her business to a shop.