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Mirali is 63 years old. He is married and has six sons and four daughters. He lives with his big family in the Bohtar region in the southwestern part of Tajikistan. At this time his sons went to work in Russia. One son provides services on a motor-roller. Mirali works in the "dehkan" collective farm with his wife. A dehkan collective farm is a small individual or private collective farm where a small number of people work and where cotton, wheat and vegetables are mainly grown which take up 60% of arable land in Tajikistan. Mirali is also an organizer of weddings in his village. Right now Mirali plans to start a business in the field of sales where he has a working experience. He already rented out one store in the center of Bohtar and now he needs to buy merchandise. He wants to start buying and reselling materials and women's clothing. He has come for a loan with this purpose. He plans to use the loan to buy materials and women's clothing.
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Мирали 63 года. Он женат. У него 6 сыновей и 4 дочери. Он со своей большой семьей проживает в районе Бохтар в юго-западной части Таджикистана. В данное время его сыновья уехали на заработки в Россию. Один сын занимается предоставлением услуг на мотороллере. Мирали со своей женой работает в дехканском хозяйстве. Дехканское хозяйство это небольшое индивидуальное или коллективное частное хозяйство, в котором работают несколько людей и где в основном выращивают хлопок, пшеницу или овощи - которые занимают 60% орошаемых земель в Таджикистане. Также Мирали является организатором свадеб в своем кишлаке. Сейчас Мирали планирует начать бизнес в сфере торговли, так как он имеет опыт работы в этой сфере. Он уже арендовал один магазин в центре района Бохтар и теперь ему необходимо приобрести товар. Он хочет заняться куплей и продажей материалов и женской одежды. С этим намерением он обратился за кредитом. Полученный кредит он использует для приобретения материалов и женской одежды.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 105
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Mirali to buy and resell materials and women's clothing.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 29, 2013
Apr 3, 2013
Currency Exchange Loss:
May 17, 2014