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Ziragul is a resident of the Yavan district, located in central Tajikistan. She is 35 years old, married, and the mother of two children.

While her husband works as a photographer, taking pictures at weddings and other special events, Ziragul has been working in retail for the past eight years. She runs her own shop, close to where she lives, and she sells clothes, food products and household items.

She is currently requesting a loan to buy seasonal merchandise (clothes and food products) for her shop. She plans to use her profits to perform some repairs in her newly-built house.
View original language description ↓
Зирагул жительница Яванского района, расположенный в центральной части Таджикистана. Ей 35 лет. Она замужем и мать двоих детей. Ее муж занимается съемкой свадеб и других торжественных мероприятий. Сама Зирагул работает в сфере торговли в течение 8 лет. Около дома у нее имеется собственный магазин, где она занимаетя продажей одежд, продуктов питания и хозяйственного товара. Сейчас Зирагул запрашивает кредит для приобретения сезонного товара (одежды и продуктов питания) в свой магазин. За счет прибыли Зирагул планирует сделать ремонт в своем новопостроенном доме.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 101
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Ziragul to buy seasonal merchandise (clothes and food products) for her shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Apr 2, 2013
Currency Exchange Loss:
Sep 17, 2013