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Bahromali is a 55 year old man. He is married and has children and grandchildren. He works as a guard at a workshop. Most of the work he does is raising livestock, at home. Bahromali takes animal husbandry seriously. Every 4-5 months he takes animals to the market to sell at a good price, and at the same time buys a pair of lambs or a calf to raise. He also shears sheep and sells their wool. His wife spins the wool into thread, which allows him to sell it at a higher price. In these ways he tries to keep the business in a good financial position.

Now he is planning to buy more lambs in order to sell them around the holidays for a high price. He will use the income earned to save for old age and for his grandchildren. He very much hopes that Arvand will aid him in fulfilling his plans.
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Бахромали мужчина в возрасте 55 лет. Он женат и имеет детей и внуков. Бахромали работает сторожем в одном из цеху. Но основная его работа это разведение скота, дома. Бахромали занимается всерьез скотоводством, каждые 4-5 месяцев он выводит скот на рынок продав по хорошей цене сразу же покупает пару молодых овец или бычка для дальнейшего откармливания. Также он стрижет овец продает их шерсть. Его жена из шерсти делает клубочки шерстяных нитей, что позволяет продавать по дороже. Так старается поддерживать свой бизнес в балансе.
Сейчас он планирует купить еще молоденьких овец, чтобы продать к праздникам по хорошей цене. Из полученной прибыли он копит на старость и на приданное своих внуков. Он очень надеется на поддержку от Арванд, чтобы осуществить свои планы.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 100
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Bahromali to buy cattle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Apr 2, 2013
Currency Exchange Loss:
Oct 17, 2013