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Rayda
Rayda is 43 years old, is married to Gregorio and has 2 children, who she lives with in a house constructed from adobe. She makes a living from various activities in the fields, having as her principal source of income the sale of dry cacao beans that she extracts from her plots of land. She has been doing this over the course of nearly 20 years. Over time, with the support of her husband, she has managed to expand the dimensions of her cultivated land by purchasing adjacent plots. With these she has increased her production of cacao.

This is a very delicate activity as it is necessary to provide constant maintenance almost year-round. This requires in turn the capital needed to hire workers, who are essential primarily for the harvest. Over the years this work has gradually allowed her to improve her quality of life. Due to this, with the objective of improving her quality of life, she hopes to work with her characteristic motivation and then initiate the construction of a new home made of bricks and cement.

This is her first loan with Kiva and she is grateful for the opportunity it provides and demonstrates her firm commitment to the responsible payment of her fees. She hopes to have 1,000 Peruvian nuevos soles to hire workers and carry out the harvest of cacao pods.
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Rayda de 43 años de edad, esta casada con Gregorio y tiene 2 hijos con quienes vive en su casa construida a base de adobe.Se dedica a diversas actividades en el campo, teniendo como principal fuente de ingreso la venta de granos de cacao seco que extrae de sus parcelas ,lleva casi 20 años en el rubro y a lo largo del tiempo y con el apoyo de su esposo logró expandir la dimensión de sus terrenos de cultivo con la compra de parcelas colindantes con el cual incremento su producción de cacao
Es una actividad muy delicada puesto que es necesario brindar en casi toda la época del año un constante mantenimiento el cual requiere a su vez capital necesario para contratar trabajadores que son esenciales principalmente en la cosecha, con el paso de los años esta labor le ha permitido mejorar su calidad de vida de a pocos es por ello que con motivo de buscar una mejora en su calidad de vida espera trabajar con la motivación que la caracteriza y posteriormente iniciar con la construcción de su vivienda a base de ladrillos y cemento.Este es su primer crédito con Kiva y esta agradecida por la oportunidad que le brindan y muestra su firme compromiso para el pago responsable de sus cuotas.
Espera contar con S/.1,000 nuevos soles para contratar trabajadores y proseguir con la cosecha de las mazorcas de cacao.

About Peru

  • $6,715
    Average annual income
  • 65
    View loans »
    Peru Loans Fundraising
  • $54,552,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD