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23 De Julio Group
In this Group: Benedicta Isabel, Gregoria Isabel, Hilda , Adelaida, Dora, Isidro, Veronica Rosario, Eugenia Elizabeth, Fanny Hilda*, Nancy Hilaria, Romelia
* not pictured
The group 23 de Julio will begin its fourteenth cycle with Pro Mujer as part of the communal bank branch Centro Focal de Cascada. The group is made up of eleven members, and is led by a committee of directors; Eugenia is the Secretary. The members' businesses are very diverse, and include: a candy stand, selling refreshments, selling detergents, a neighborhood store, macramé rugs, selling party supplies, selling cosmetics, selling livestock, selling jewelry, selling grocery items, and having a pharmacy.

The loan that they take out will benefit these small micro-businesses. Eugenia is the featured member, and says that she has been a part of Pro Mujer for a year and a half. She joined through an invitation from her mother-in-law, who is also a member of the institution. Presently, she has a business selling jewelry and perfume. She says that she learned this business from her mother, who previously sold indigenous-style earrings. She says that she currently sells indigenous-style and teen fashion earrings, thanks to the loans from Pro Mujer.

The loan that she will take out is to grow her capital (by buying earrings), which she will purchase wholesale from the businesses in the city of El Alto. Later, she will sell them at her place of business. This form of work allows her to generate resources in order to maintain her home, since she is married.

When asked what she likes about Pro Mujer, she says that she likes the health and savings training sessions, since they give her good recommendations.

Not present in the photo is group member Fanny, she had to go to a doctor's appointment.
View original language description ↓
La A.C. “23 DE JULIO” iniciará el décimo cuarto ciclo en Pro Mujer, como parte del Centro Focal de Cascada, está compuesta por once integrantes y está dirigida por una mesa directiva donde la señora Eugenia es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: kiosco de dulces, venta de refrescos, venta de detergentes, tienda de barrio, macramé de mantas, venta de cotillones, venta de cosméticos, venta de ganado, venta de joyas, venta de abarrotes, farmacia.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Eugenia es integrante, ella indica que hace año y medio que integra Pro Mujer, ingresando por invitación de su suegra que es parte de la institución. En la actualidad ella tiene un negocio de venta de bisutería y perfumes; cuenta que este negocio lo aprendió de su madre, quien anteriormente vendía aretes de cholita, cuenta que en la actualidad ella vende aretes de cholita y de señoritas gracias a los créditos de Pro Mujer.

El crédito que ahora sacará es para el aumento de capital (compra de aretes) que adquirirá de las empresas de la Ciudad de El Alto por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud y los ahorros porque dan buenas recomendaciones.

En la fotografía no esta la señora Fanny ya que fue a realizar una consulta médica.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 78
    View loans »
    Bolivia Loans Fundraising
  • $28,055,575
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 23 De Julio Group's $4,050 loan helped a member to buy earrings.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 18, 2013
Listed
Apr 11, 2013
Currency Exchange Loss:
Covered
Ended:
Oct 17, 2013