San Roque Group
This loan will benefit small business entrepreneurs such as Emma. She says she has been a member of Pro Mujer for a year and a half, having been invited to join by a loan officer from the institution who visited her at home.
Currently she has a business knitting and selling women's sweaters. She says she started this business on the recommendation of her sister, who taught her the characteristics of the business.
The loan she's getting now is to increase her capital by buying wool, which she'll acquire from the markets in the city of La Paz and, after production, sell in her sales stall. This type of work allows her to generate resources to support her household as much as possible, because she's single and has two children.
When asked what she likes about Pro Mujer she says the health support.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Emma es integrante, ella indica que hace año y medio que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tejido y venta chompas de mujer; da a conocer que este negocio lo inicio por recomendación de su hermana que le enseño las cualidades del negocio.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el apoyo en salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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