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Kinthan Group
In this Group: Machundailu, Ahomlu, Kamuna, Lungalu, Tunaona
Kinthan Group has five tribal women members and all of them are hardworking. One of the group member is Machundailu; she is the featured borrower with her hand raised. Machundailu has been married for five years and has one daughter. Her husband is a cultivator. He cuts bamboo and firewood to sell at the market. Machundailu sells vegetables at the district main market. This is how she and her husband manage their family with a very small source of income.

Machundailu gets vegetables from cultivators and takes them to the district main market which is open three times a week. On the remaining days, she collects vegetables and keeps stock for the market days. She sells seasonal vegetables, but her main sales are green onions and chives. She sells green onions and chives because they grow all year round.

Machundailu says that her first loan helped her start the vegetable selling business. Machundailu says that the small profit left after repayment of the loan is not sufficient to start another business. She wants to raise piglets besides being a vegetable seller, because she feels that she can manage these two activities together efficiently. She will sell vegetables on market days and feed the pigs in the morning and evening. She will purchase piglets with this Kiva loan and raise them to sell when fully grown. She is pleased because she will be able to facilitate a piggery with the support of WSDS and Kiva.

The other group members are also engaged in selling vegetables. A vegetable selling business is the most common activity for them because it is the easiest and fastest way to make money.

Thank you WSDS and Kiva.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 62
    View loans »
    India Loans Fundraising
  • $5,657,350
    Funds lent in using Kiva
  • 54.3
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Kinthan Group's $925 loan helped a member to buy piglets to raise for sale.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Apr 20, 2013
Apr 2, 2013
Currency Exchange Loss: