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Shuhrat is a 46 years old and he lives in a village with his wife and four children. Neither Shuhrat or his wife have a higher education and they both are involved in raising their children. In his free time, Shuhrat helps his wife with their crops: apricots, wheat and corn. From a very young age, Shuhrat helped his family grow various crops. A short time later, he rented a plot of land on which he could sow crops. At first it was very difficult since he didn't have anyone to help him but his wife. Shuhrat found from some acquaintances that Arvand give loans. He turned to Arvand and received his first loan in 2011. Shuhrat has a good credit history. This year, he plans to take out a loan to buy mineral fertilizer to use in his wheat and apricot fields. He is very grateful to Arvand for their support of poor people and he wishes every success for this organization.
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Шухрат мужчина в возрасте 46 лет, проживает в сельской местности. Женат и имеет 4-х детей. Супруга так же как и Шухрат не имеет высшего образования и занимается воспитание детей дома. В свободное от воспитания время она помогает своему супругу по выращиванию абрикосового сада, пшеницы и кукурузы. Шухрат с юного возраста помогал своей семье по выращиванию различных злаковых культур. Спустя некоторое время, он арендовал землю на которой и по сей день трудится. По началу ему было очень тяжело, так как ему никто не помогал, кроме его супруги. Шухрат узнал от своих знакомых , что МДО «Арванд» выдает кредиты. Он обратился в Арванд и получил первый кредит в 2011 году. Шухрат имеет не плохую кредитную историю. В этом году Шухрат снова планирует брать кредит для покупки минеральных удобрений для выращивания пшеницы и абрикосового сада.
Он очень благодарен организации Арванд за то, что поддерживает низкий слой населения и желает этой организации дальнейшего процветания.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $29,711,000
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Shuhrat to purchase of fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Apr 2, 2013
Currency Exchange Loss:
Apr 16, 2014