Agnes (the seated lady) sells second-hand footwear in the market. She displays her goods on the ground in the market for sale. She used to receive the goods in several bales but due to the insecure nature of her items, she is not able to receive more goods even though demand from her is very high. She is in need of the loan because she wants to build a shop where she can keep and sell the footwear. She is seeking a loan of $950 from Kiva to enable her build the shop.