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Married and a father to two children attending school, Valentim lives in his own home and does not support anyone else.
He is a machine operator for a banana manufacturing company. He plans to buy construction materials (such as cement, iron, windows and similar) with this loan in order to continue the work on his home.
In the future, he wants to complete his home and build a business, for this he is committed to repay the Hluvuku loan in order to take on further loans.
His challenge is to stay healthy and work harder to overcome his financial difficulties.
View original language description ↓
Casado e pai de 2 filhos todos frequentam a Escola, vive na casa própria e não sustenta mais ninguém.
É operador de máquinas numa empresa de fabrico de bananas e com o presente empréstimo pretende comprar material de construção (cimento, ferro, janelas, e outros) para dar continuidade a obra da sua casa.
No futuro deseja concluir a sua casa e construir um estabelecimento comercial, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é manter-se saudável para trabalhar mais e superar as dificuldades financeiras.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 114
    View loans »
    Mozambique Loans Fundraising
  • $2,802,350
    Funds lent in using Kiva
  • 30.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Valentim to buy construction materials (cement, iron, windows and more) to continue the work on his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Mar 30, 2013
Currency Exchange Loss:
Sep 17, 2014