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Navbahor is a very hard working woman. She is married and is raising three children, Nasibullo, Fatullo, and Kibris, who are all still minors. Her husband is a migrant laborer in the Russian Federation. Navbahor waited a long time for her husband to send them money, and she was expecting that the family could live on that money. However, her husband still has not sent any money to support the family. And so, Navbahor decided to start her own business.

Navbahor has loved to bake since childhood, when she used to help her mother. Navbahor is planning to start a business in producing various cakes and sweets. She wants to bake pies, cakes, and biscuits since there is a strong demand for them at the local market. She studied in the program "Woman Entrepreneur, Get Ahead" organized by the Association of Business Women, and she earned a certificate.

Navbahor is requesting a loan of 1200 somoni to buy an oven and the baking ingredients to start her business. This loan will help a poor woman start her own business and find a source of income. She is relying on your kindness.
View original language description ↓

Навбахор очень трудолюбивая женщина. Она замужем и на воспитании имеет 3 детей. Дети Насибулло, Фатулло и Кибрис еще не совершеннолетние. Ее муж трудовой мигрант в Российской Федерации. Навбахор долго ждала, что муж отправит ей деньги, и она и ее дети будут жить на эти деньги. Однако до сих пор ее муж не отправляет деньги для содержания семьи. Итак, Навбахор решила организовать свой бизнес. Она с детства любила печь разные выпечки и помогала маме. Она планирует организовать свой бизнес производством разнообразных кондитерских изделий. Она хочет печь пироги, торты и печенья, так как кондитерские изделия имеют большой спрос на местном рынке. Она обучилась в курсе "Добейся Успеха" организованный Ассоциация Деловых Женщин и получила сертификат. Она запрашивает займ в сумме 1200 сомони для покупки печки и сырья для производства кондитерских изделий. Этот займ поможет бедной женщине, как Навбахор организовать бизнес и найти источник дохода. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 117
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,725
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Navbahor to buy an oven and baking ingredients to start a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Mar 31, 2013
Currency Exchange Loss:
Aug 17, 2013