A loan of $400 helped to purchase plaster and mortar for strengthening the walls of his home.

Abel's story

Abel is 29 year sold, and lives with his wife, Etsenia, and their five-year-old daughter in an adobe home. From a very young age, Abel helped his parents work their organic cacao farming operation, and agriculture has always been the livelihood and source of income for his family.

Over time, as Abel became a father and husband and took on new responsibilities, he decided to start his own farming operation and purchase some farm land for cultivating organic cacao. Abel works extremely hard to tend and cultivate his cacao crops, and during the harvest season he hires additional workers to help with the increased workload. Time is of the essence during the harvest, as cacao fruit cannot be harvested when it is over ripe and still be in compliance with industry standards.

After Abel harvests the cacao fruit, he extracts the seeds and dries them. He sells his seeds to establishments that pay varying rates for high quality versus low quality cacao. Abel has nine years of experience in this trade, and he plans to continue with his farming operation for the benefit of his family. Abel is very grateful for the opportunity of this, his first loan, and he promises to make all scheduled loan repayments on time. He plans to use the support from this loan to purchase plaster and mortar for use in shoring up and strengthening the walls of his home, which is located in the middle of his farmland.

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Translated from Spanish by Kiva volunteer Gillian Goodrich

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