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Abel
Abel is 29 year sold, and lives with his wife, Etsenia, and their five-year-old daughter in an adobe home. From a very young age, Abel helped his parents work their organic cacao farming operation, and agriculture has always been the livelihood and source of income for his family.

Over time, as Abel became a father and husband and took on new responsibilities, he decided to start his own farming operation and purchase some farm land for cultivating organic cacao. Abel works extremely hard to tend and cultivate his cacao crops, and during the harvest season he hires additional workers to help with the increased workload. Time is of the essence during the harvest, as cacao fruit cannot be harvested when it is over ripe and still be in compliance with industry standards.

After Abel harvests the cacao fruit, he extracts the seeds and dries them. He sells his seeds to establishments that pay varying rates for high quality versus low quality cacao. Abel has nine years of experience in this trade, and he plans to continue with his farming operation for the benefit of his family. Abel is very grateful for the opportunity of this, his first loan, and he promises to make all scheduled loan repayments on time. He plans to use the support from this loan to purchase plaster and mortar for use in shoring up and strengthening the walls of his home, which is located in the middle of his farmland.
View original language description ↓
Abel de 29 años de edad , esta casado con Etsenia y juntos tienen una hija de 5 años de edad respectivamente con quien vive en su casa construida a base de adobe .Desde muy joven tuvo un gran rol como hijo apoyando a sus padres en las tareas agrícolas correspondientes a la producción de cacao orgánico siendo este el sustento para su hogar.
Con el paso de los años y viéndose obligado a buscar un ingreso económico fijo para su nueva familia optó por dedicarse a la agricultura razón por la cual compro su propio terreno en donde se dedica a sembrar cacao orgánico.Para el normal desempeño de su trabajo debe de contar con el apoyo de trabajadores del lugar especialmente en la época de cosecha ya que no se puede sobrepasar el limite de madures según las especificaciones técnicas referentes al plan productivo de cacao.
Finalmente obtenido los granos de cacao debe de ser secado y posteriormente vendido a los establecimientos de cacao quienes le remuneran por sus productos de acuerdo a la calidad obtenida , lleva en esta actividad un promedio de nueve años y tiene deseos de seguir superándose por el bien de su familia.
Este es su primer préstamo con Kiva, motivo por el cual se siente agradecido y se compromete a pagar sus cuotas de manera puntual.
Para esta primera ocasión desea contar con S/. 1,000 soles para comprar yeso y fortalecer las paredes externas de su vivienda la cual se encuentra ubicada en sus terrenos agrícolas.

About Peru

  • $6,715
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $56,116,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Abel to purchase plaster and mortar for strengthening the walls of his home.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2013
Listed
Mar 29, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 19, 2013