The loan they will take out will benefit small business owners such as Amalia. She says that she joined Pro Mujer a year and four months ago, at the invitation of a field worker of the institution who came to visit her at her home.
Currently she has a neighborhood store business, and indicates that she learned this business, seeing the need of her neighbors, and it seemed to her like an opportunity.
The loan she will take out now is to increase her working capital through the purchase of beer and soft drinks. She will acquire these from the distributors, and later sell them at her shop. This form of work will allow her to generate income to support her household as much as she can, as she is married and has four children.
When asked what she likes about Pro Mujer, she answers that she likes the savings program.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Amalia es integrante, ella indica que hace un año y cuatro meses que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que este negocio lo aprendió viendo la necesidad de sus vecinos y le pareció una oportunidad.
El crédito que ahora sacará es para el aumento de capital (compra de cerveza y refrescos) que adquirirá de las empresas distribuidoras y posteriormente lo comercializará en su espacio de comercialización. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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