This loan will benefit small business entrepreneurs such as Nancy. She says she has been a member of Pro Mujer for a year, joining on the invitation of a counselor from the institution who visited her at home. Currently she has a business selling food (meals). She says this business began with a previous business where her mother-in-law sold food. Later she decided to sell this product.
The loan she's getting is to increase her working capital by buying groceries, which she'll get at area markets; then she'll prepare meals to sell in her sales space. This type of work allows her to generate resources to support her household as much as possible, because she's married and has four children.
When asked what she likes about Pro Mujer she says she likes the payment meetings because they laugh and get work experience with banks.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nancy es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de un asesor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de comida (pensión); da a conocer que este negocio empezó con un negocio anterior donde la suegra vendía comida, posteriormente decide ella realizar la venta de este producto.
El crédito que ahora sacará es para el aumento de capital (compra de abarrotes) que adquirirá de las ferias las comunidades aledañas y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones de pago porque ríen y ganan experiencia de trabajo con bancos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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