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Trabajadoras Hormiguitas Group
In this Group: Celia, Rosmery, Maruja, Lourdys, Juana, Ximena, Veronica , Sixta
The "Trabajadoras Hormigitas" communal bank will begin its first cycle in Pro Mujer as part of the Panamericana regional office. It is composed of eight members, led by a board of directors of which Ximena is the secretary. The businesses that the members of the communal bank carry on are varied, and include selling flaxseed oil, wood paint, neighborhood store, food sales, jewelry-making, sewing jackets and sewing backpacks.

The loan they will take out will benefit small business owners such as Ximena. She says that she joined Pro Mujer two years ago at the invitation of her mother, who is a member of the institution. Currently she has a business selling cosmetics. She indicates that she started this business several years ago at her mother's recommendation, and that currently it is her source of income.

The loan she will take out now is to increase her working capital through the purchase of cosmetics, which she will acquire from the distributors in La Paz and then sell in the provincial markets. This form of work allows her to generate income to support her household as much as she can, as she is in a common-law relationship and has one child.

When asked what she likes about Pro Mujer, she answers that she likes the loans and the health services.

Accompanying the group in the photo is the advisor, who is dressed in a violet jacket, and Maruja's daughter, dressed in a black jacket.
View original language description ↓
La A.C. “TRABAJADORAS HORMIGUITAS” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Ximena es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de jugos de linaza, pintura de madera, tienda de barrio, venta de comida, elaboración de joyas, costura de chamarras, costura de mochilas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ximena es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de venta de cosméticos; da a conocer que este negocio o emprendió hace varios años, por recomendación de su madre y en la actualidad es su fuente de recursos económicos.

El crédito que ahora sacará es para el aumento de capital (compra de cosméticos) que adquirirá de las empresas distribuidoras en La Paz y posteriormente lo comercializará en las ferias provinciales. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta los préstamos y el apoyo en salud.

En la fotografía aparesen acompañando al grupo la asesora que esta vestida con saco violeta y la hija de señora Maruja, ella esta vestida con una chamarra megra.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 92
    View loans »
    Bolivia Loans Fundraising
  • $28,715,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Trabajadoras Hormiguitas Group's $2,425 loan helped a member to buy cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 13, 2013
Listed
Apr 3, 2013
Currency Exchange Loss:
Covered
Ended:
Oct 17, 2013