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Matluba is a hardworking and kind woman. She lives alone with her children since her husband is a migrant worker in another country. He sends home money to his family when possible. However, it is not enough. She has four children. Matluba is a homemaker. Her husband fattened cattle to sell, and when he had to leave to work abroad, Matluba decided to continue his work.At the moment, Matluba has one cow that gives 10-12 liters of milk. She sells dairy products to her neighbors and acquaintances. Her oldest son helps her with feeding the cattle. Matluba plans to save money to build a home for her oldest son so that after he marries, he won't need to worry about a thing. In order to reach her goal, she works day and night. Matluba is asking for a loan to buy another cow as well as fodder for her animals. Having fattened up the cattle over a period of a few months, she plans to sell them for a good price which will help grow her business..
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Матлуба трудолюбивая и добрая женщина. Она живет одна с детьми, так как ее муж уехал на заработки в другую страну. У нее 4 детей. Матлюба домохозяйка. Ее муж занимался откормом скота но ему пришлось уехать и Матлюба решила продолжить дело своего мужа. Ее муж по возможности присылает семье деньги но этого не достаточно.
В данное время у Матлюбы имеется одна корова которая дает по 10-12 литров молока. Она также продает молочные продукты своим соседям и знакомым. Старший сын Матлюбы помогает ей по откорму скота.
Матлюба планирует накопить деньги и начать строить дом для своего старшего сына,чтобы после женитьбы он не нуждался не в чем. Для того чтобы достичь своей цели она трудится день и ночь.
Матлюба запрашивает кредит для покупки еще одной коровы и корма для скота. Откормив скот планирует продать через некоторое время за хорошую цену и таким образом развивать свой бизнес.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 116
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Matluba to buy a cow.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Mar 30, 2013
Currency Exchange Loss:
Dec 17, 2013