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Veronica is a widow and has two children. After successfully graduating senior high school, Veronica is now an established businesswoman. She prepares and sells gari (a traditional Ghanaian snack better known to the rest of the world as couscous) in Akatakyiwa (near Cape Coast). She has been actively involved in this business for about one year. As the sole breadwinner in the family, Veronica uses her income to provide for her entire family. Veronica will use the loan to purchase increased amounts of gari, thus aiding her to improve her overall sales. With the new profits from her expanded business, Veronica plans to diversify the type of products that she sells, hence adapting to changing customers' preferences.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 41
    View loans »
    Ghana Loans Fundraising
  • $11,736,650
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Veronica to purchase increased amounts of gari (couscous), thus aiding her to improve her overall sales.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 31, 2013
Currency Exchange Loss:
Aug 17, 2013