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Patience is married and has five children. She was educated up to junior high school level. Her husband is a farmer.

Since 2007 Patience has been cooking and selling rice and beans at the market square in Gbodome Township near Hohoe. She uses her profits to help support her home and family.

Patience is applying for a 600 GHS loan from CRAN to buy additional bags of rice and beans. She hopes to save and use her new earnings to grow her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,710,625
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Patience to buy additional bags of rice and beans.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 31, 2013
Currency Exchange Loss:
Aug 19, 2013