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Esi is married, has four children and was educated through middle school. Her husband is a driver.

Esi is a small-scale fish monger in Akatakyiwa near Cape Coast. For quite some time now she has bought fish from a nearby fishing village and then smoked it to sell. She uses her earnings to help pay the utility bills and their children’s school fees.

Esi is applying for a 500 GHS loan from CRAN to buy an increased quantity of fish to smoke, thus allowing her to meet customers’ rising demands. She hopes to use her new profits to set up a smoked fish stand so she can sell from a permanent location.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Esi to buy an increased quantity of fish to smoke and sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 31, 2013
Currency Exchange Loss:
Aug 17, 2013