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Maritza Carolina
View original language description ↓
Mrs. Maritza Carlona lives in Ciudad Arce located in La Libertad District. Over the past 20 years she has dedicated herself to selling panes con gallina india (a hen sandwhich with tomato sauce typical in El Salvador). Thanks to this business she has raised her two children who are now studying in primary school.

She has been a client of Apoyo Integral for several years and during this time she has managed to keep improving her business. Her profits have been put to good use to meet the demands of her growing clientele.

Another project she is working on with her profits is the construction of a home for her family. She is just starting and needs to build a retaining wall to protect her home from the landslides which often occur in the winter. Her plot of land is 4 meters above the street level and this creates an insecure situation for the inhabitants of the building.

Due to all this, Mrs.Maritza is requesting a microloan to continue building her home which in turn will help her provide safety and protection for her two children.

Translated from Spanish by Henry Corral, Kiva volunteer.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 645
    View loans »
    El Salvador Loans Fundraising
  • $28,178,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Maritza Carolina construction of a reinforced concrete retaining wall.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 14, 2008
Jun 26, 2008
Currency Exchange Loss:
Aug 15, 2010