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Hashem is 25 years old, and from Gaza. He is married and has one child.

He asked Ryada for this start-up loan, in order to start his business and have his own barber shop, after having gained five years' experience in the same field, working for someone else. Hashem will use the loan, specifically, to buy furniture and develop the space of the shop. His ambition is to have the biggest barber shop in the area, and to provide his family with a better life and his child with the best education.

Ryada's Start-up Loan is exclusively for borrowers who are beginning new enterprises, not for existing projects. To qualify, a borrower must show a clear business plan and realistic potential for success. The borrower must also invest their own money and resources into at least 50 percent of the start-up enterprise. Ryada believes strongly in the potential of these borrowers and grants them a three-month grace period, to help them get their business off the ground.

Additional Information

About Vitas Palestine

Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and Vitas Palestine are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 54
    View loans »
    Palestine Loans Fundraising
  • $11,628,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,500 helped Hashem to buy furniture, in order to open his own barber shop.
70% repaid
Repayment Term
42 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Mar 31, 2013
Currency Exchange Loss: