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Mrs Shabana is a 46-year-old, married woman, and a mother of two children. She is in the business of making costume jewelry, and she has been doing this for many years. The business has great potential for growth, and Shabana is actively doing this business as it is the only source of income for them.

In order to meet the orders on time and boost her sales, Shabana requested a loan of 35,000 PKR. She will use it to purchase raw materials for jewelry, such as silver, gold, and dozens of artificial gems and pearls. She hopes to get an increase in her net income, and she intends to use that to provide good and quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 356
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Shabana to purchase raw materials for jewelry-making, such as silver, gold, and dozens of artificial gems and pearls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Apr 2, 2013
Currency Exchange Loss:
Mar 21, 2014