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Benso Group
In this Group: Awa , Maimouna, Sali , Djeneba
Benso is a group of the Saramaya de N'tentou association. It is made up of four women who came to know each other through family and neighbourhood contacts. They are on average 45 years old. Married and with about five children each, they have various activities such as the buying and selling of condiments, like AWA who is the second person sitting down in the photo looking from right to left. They live in large traditional families in N'tentou in the Kati prefecture (Koulikoro region, Mali republic).
They have been running small businesses for several years and are very much in demand for their activities.
In order to satisfy the growing demands of their customers, the members of the group decided to join the Soro Yiriwaso programme two years ago. This is their third solidarity loan.
Awa, who is the president of the group, is very well known in N'tentou, she is an excellent condiment saleswoman. She plans to use her loan to buy alimentary condiments: onion, cabbage, Maggi cubes, cooking salt, and tomato concentrate. She buys her stock in Bamako and from local wholesalers and sells her goods in N'tentou and Ouelessebougou, retail, for cash or for credit to a clientele made up of men and women.
She hopes to make a monthly profit of 15.000FCFA which would enable her to repay her loan and reinvest in her business.
BENSO est un groupe de l’association SARAMAYA de N’TENTOU. Il regroupe 4 femmes qui se sont connues à travers des liens de parenté et de voisinage. Elles ont une moyenne d’âge de 45 ans. Mariées avec en moyenne cinq enfants, elles mènent différentes activités telles l’achat vente de condiments à l’image de AWA qui est la deuxième personne assise de la droite vers la gauche de la photo. Elles vivent dans des grandes familles traditionnelles à N TENTOU dans la préfecture de Kati (Région de Koulikoro, République du Mali).
Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités.
Dans le souci de satisfaire le besoin croissant de leur clientèle, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a deux ans. Elles sont à leur troisième prêt solidaire.
AWA, qui est la présidente du groupe et très connue à N’TENTOU, elle excelle dans la vente de condiments. Elle compte utiliser son prêt pour acheter de condiments alimentaires : oignon, choux, cube Maggi, sel de cuisine et concentrée de tomate. Elle s’approvisionne à Bamako et sur place auprès des grossistes et vend ses condiments à N’TENTOU et à OUELESSEBOUGOU, en détail, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle espère sur un bénéfice mensuel de 15.000FCFA somme qui lui permettra de rembourser le prêt et de réinvestir dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 14
    View loans »
    Mali Loans Fundraising
  • $11,519,150
    Funds lent in using Kiva
  • 513.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD