Check out some available loans that are similar to this one!
Janeth lives in the Litein area of Kenya, in the hills south of Rift Valley. She has two children and has been involved in farming work for six years. Her primary income sources are milk, eggs, tea and crops.

She stated what is most enjoyable about farming: "Getting profits from farming business". Her biggest challenge is "animal diseases". The animal in the farm is named "Tuiya". She will use the loan to buy poultry birds.

Janeth was asked why she chose Juhudi Kilimo for this loan, to which she replied: 'They assist farmers through group management training'. This client was also asked what she learned during Juhudi's required micro-finance training session: 'They give loans to smallholders.'

Her highest monthly expense is farming costs. When asked 'How will this loan benefit your family?', Janeth replied 'It will improve the family living standards.'

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Janeth owns the following: 'cow and poultry', but does not own 'pig, pump, bicycle, motorcycle or automobile'. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household 'mosquito net, electricity, running water' but does not have 'solar power, sewing machine, TV, DVD'.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 717
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 85.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Janeth to buy poultry birds for her farming business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 31, 2013
Currency Exchange Loss:
Aug 17, 2014