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Victoria

Update on Victoria

Victoria belongs to the “Reyna de los Angeles” (Queen of Angels) communal bank. She is a native of Urubamba, is 51 years old, and has 4 children (Marlene, Edgar, Laura and Daniela). Victoria is a responsible mother who at each moment is searching for opportunities to advance, and through her daily efforts, to provide a better future for her children.

Victoria sells vegetables. She tells us that on Mondays, Wednesdays, and Saturdays she travels to the city of Cusco, transporting her products to sell in one of the city's markets. She has dedicated herself to this business for 32 years, and it has gone well, thanks to the effort she puts into the business.

Victoria needs the present loan for purchasing seeds to plant, including for example, flowers, cabbage, lettuce, pumpkins, etc. She is grateful for the opportunity offered through this medium and, at the same time, Victoria promises to comply with all scheduled payments.
View original language description ↓
Victoria pertenece al banco comunal “Reyna de los Ángeles”, es natural de Urubamba, tiene 51 años, tiene cuatro hijos (Marlene, Edgar, Laura y Daniela), ella es una madre responsable que busca a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Victoria se dedica a la venta de verduras, ella nos cuenta que los días lunes, miércoles y sábados viaja a la ciudad del Cusco llevando sus productos para venderlos en uno de los mercado de la misma ciudad. Ya son 32 años que se dedica al negocio y le ha ido muy bien gracias al empeño que pone en su negocio. Victoria requiere el préstamo para comprar semillas como por ejemplo de flor, repollo, lechuga, sapallo, etc. La socia se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Previous Loan Details

Victoria is a member of the “Reyna de los Angeles” community bank in Urubamba province in Cusco – Peru. She works in the production and wholesaling of vegetables, such beans and greens, and distributes them to markets in the region. She also raises and sells small animals, like guinea pigs and he... More from Victoria's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 119
    View loans »
    Peru Loans Fundraising
  • $57,346,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Victoria to buy seeds to plant such as flower, cabbage, pumpkin, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 14, 2013
Listed
Apr 3, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013