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Heydi
Heidy is 36 years old and lives in the town of Soledad, where she has a store selling beauty products and professional tools and equipment. The main products are hair dye, shampoo, conditioner, lotions, and equipment and machines that are used in beauty salons and beauty schools and centers teaching techniques to improve people's personal and professional image.

Her biggest goal is to grow harmoniously and gain recognition for the quality of the products she offers in her store. Her biggest challenge is to attract customers who buy in large volumes and secure enough working capital to meet the potential and growing demand.

Today, Heidy is requesting a loan from Kiva, her second loan with the Fundación Mario Santo Domingo, with which she can buy beauty products in bulk to get discounts and build up an inventory for her customers. She has managed this little by little with her previous loan. She wants to increase her sales to make higher profits which benefit her and her family's wellbeing.
View original language description ↓
Heidy de 36 años de edad vive en el municipio de Soledad lugar donde tiene una tienda de productos de belleza y vende además herramientas y equipos profesionales. Los principales productos son tintes, champo, enjuagues, lociones, e implementos y maquinarias que utilizan en salones de belleza y escuelas o centros educativos de enseñanza, de técnicas de mejoramiento de la imagen personal y profesional. Su mayor propósito es lograr un crecimiento armónico y ser reconocido por la calidad de los productos que ofrece en su tienda. Su máximo desafío es lograr captar una clientela que compre en mayor volumen y tener un capital de trabajo suficiente, para responder a una potencial y creciente demanda. En la actualidad está acudiendo a un credikiva, segundo financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará productos de belleza en mayor volumen, para ganar descuentos y tener un inventario que impacte a su clientela,como lo ha hecho poco a poco con los financiamientos; ella se propone alcanzar un mayor volumen en sus ventas, para genera nuevos ingresos que beneficien su bienestar y el de su familia.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 265
    View loans »
    Colombia Loans Fundraising
  • $13,343,550
    Funds lent in using Kiva
  • 1,829.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,375 helped Heydi to buy beauty products in bulk.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 13, 2013
Listed
Mar 29, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014