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Linda
Linda is a petty trader, who primarily sells salted fish, meat and onions, in her village of Nyame Bekyere (near Cape Coast). She has had some formal education, as she is a junior high school graduate. She is married and has two children. Her husband is a carpenter. Linda has been working as a petty trader for nearly six years. Her income is used to help her husband pay the utility bills and their children’s school fees.

She plans on using her loan to purchase an increased quantity of fish, meat and onions, thus allowing her to meet rising consumer demand. She hopes to use the profits from her enterprise to further diversify the kinds of food that she sells, adapting to changing customer preferences.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,214,150
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Linda to purchase an increased quantity of fish, meat and onions, thus allowing her to meet rising consumer demand.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 7, 2013
Listed
May 2, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013