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Norma Elizabet
Norma, 38, married, has three children and lives in the city of Choloma, Cortés. Norma sells tamales, a business she started twenty years ago and that has been her source of income. Besides tamales, she also prepares natural medicines to sell, which represents an extra income for her family. Norma says that previous loans have helped her to expand her business and get her own customers. She also works on request.

Norma has requested several loans with ODEF and is now requesting one for 21,000 lempiras [HNL] to buy ingredients needed to prepare tamales, such as corn, spices, meat and firewood. This investment will help her to increase her production. Her goal is to make enough profits to make some home improvements and give her children a more comfortable life.
View original language description ↓
Norma tiene 38 años de edad, es casada, tiene 4 hijos y vive en la ciudad de Choloma, Cortes
Norma tiene un negocio de venta de tamales. Este negocio lo estableció hace 20 años, y ha sido su fuente de ingreso. Además de hacer tamales también se dedica a elaborar medicina natural para vender. Esto es un aporte extra para los gastos de la familia. Manifiesta que con la ayuda de los financiamientos ella ha crecido favorablemente en su negocio y tiene sus propios clientes, trabaja también por encargo.
Ella ha solicitado varios créditos con Odef y actualmente esta solicitando otro préstamo de 21000 lempiras que serán destinados para comprar insumos para la elaboración de los tamales, como ser maíz, condimentos, carne, leña etc. Esta inversión le ayudara a incrementar la producción.
Su meta es, con las ganancias que obtenga tener el capital necesario para remodelar su casa y darle una mejor comodidad a sus hijos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 22
    View loans »
    Honduras Loans Fundraising
  • $8,218,850
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Norma Elizabet to buy ingredients for tamales like corn, spices, meat and firewood, etc. to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 4, 2013
Listed
Apr 11, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014