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Joyceline is married with two children and lives in Nyame Bekyere near Cape Coast. For the past six years she has made and sold fufu, a traditional Ghanaian dish composed of beaten boiled cassava and unripe plantains. She complements her fufu by also selling meat soup, fish soup, and rice balls. Her income goes toward paying for the family's general expenses.

Joyceline is applying for a 800 GHS loan through CRAN to buy more cassava and plantains so as to help her increase her fufu production. With greater profits she plans to venture into newer markets.

In the long run Joyceline’s ambition is to open her own restaurant specializing in fufu.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 37
    View loans »
    Ghana Loans Fundraising
  • $11,982,275
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Joyceline to buy more cassava and plantains.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Mar 30, 2013
Currency Exchange Loss:
Aug 17, 2013