Annah is a married woman. She has 10 children. She describes herself as a principled woman. She operates a livestock farm, where she sells goats. She has been involved in this business for five years. Her business is located within a local village, and her primary customers are local residents. She says her biggest business challenge is disease outbreaks, which lead to many goats dying. She will use the KES 20,000 loan to purchase goats to sell. Her business goal is to be a large-scale livestock farmer, within five years. This is her first loan with SMEP DTM.