Sam is a 40-year-old, married man. He has five children, whose ages range from 2 to 18 years. He describes himself as a focused man. He operates a dairy farming business, where he looks after cows and sells milk. He has been involved in this business for 20 years. His business is located within a local village, and his primary customers are local residents. He says his biggest business challenge is stiff competition within the area.
He will use the KES 20,000 loan to purchase another cow. His business goal is to own another dairy cow within five years. This is his first loan with SMEP DTM.