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Mrs. Elise K., a widow, was born around 1951 in Cotonou. She is the mother of four children of whom the oldest is deceased, leaving her responsible for three children. She lives in Xwlacodji, a suburb of Cotonou, and her business is the sale of seafood. Since her husband's death, she is the sole breadwinner for the family. Concerned about the future of her children, she realizes that she needs to add to her capital so as to increase her income and stop buying small quantities on credit, something the loan will permit her to remedy. As a first loan she received the sum of US$ 45 on April 12, 2000 and was able to reimburse it without difficulty. As her business has evolved thanks to the loans, she is now requesting her 13th loan in the amount of US$ 775.

Translated from French by Teresa Kramer, Kiva volunteer

Dame K. Elise est née vers les années 1951 à COTONOU. Elle est mère de quatre enfants dont l’aîné est décédé et les trois autres sont à sa charge. Elle réside à Xwlacodji une banlieue de Cotonou et exerce comme activité la vente des produits de la mer. Depuis le décès de son mari, toutes les charges du foyer lui sont revenues. Soucieuse de l’avenir de ses enfants, elle voit la nécessité d’augmenter son capital en vu d’accroître son revenu et cesser aussi de s’approvisionner en petite quantité et à crédit et ceci grâce au prêt. Elle a obtenu pour son premier crédit le 04/12/2000 un montant de 15000 F CFA qu’elle a remboursé sans difficulté. Ayant beaucoup évolué dans son activité grâce aux crédits elle sollicite pour son treizième crédit un montant de 320 000F CFA.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 421.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Elise purchase of fresh fish and shrimp

Achats de poissons et de crevettes fraiches.

100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 11, 2008
Jun 26, 2008
Currency Exchange Loss:
Aug 15, 2009