Mary is a 61 year-old married woman. She has nine children whose ages range from 7 to 27 years. She describes herself to be an ambitious woman. She operates a general store where she sells plastic items such jugs, cups, etc. She has been involved in this business for seven years. Her business is located within a viable business area and her primary customers are local residents. She describes her biggest business challenge to be insufficient funds for improving the business. She will use the Kes 20,000 loan to purchase plastic items to sell. Her business goal is to expand her business within five years. This is her first loan with SMEP DTM.