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Kwame is married and has three children. He has received some schooling, until the end of junior high school. Currently, Kwame sells powdered milk in Aburansa (near Cape Coast). He has been involved in this industry for about 10 years. His wife is an oranges seller. Kwame’s income goes towards helping his wife pay for the family's general expenses.

Kwame will use the loan to purchase a greater quantity of powdered milk cans from his supplier, hence this will increase his existing powdered milk capacity. Consequently, this will allow him to increase his overall sales. With the new profits from his expanded enterprise, Kwame plans to develop his business further, by venturing into newer markets.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 46
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Kwame to increase his existing powdered milk capacity.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Apr 10, 2013
Currency Exchange Loss:
Aug 17, 2013