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Ogultach is 44 years old, a widow, and has four children. She lives in poverty and it's very difficult for her to provide for four children alone. She works as a nurse as a hospital--a position that doesn't pay well. She urgently needs to find a source of additional income since her growing children have growing expenses. With this goal, she has taken the course "To Get Ahead" offered by the Women's Business Association and received a certificate of completion. Now, she is able to begin her own business and become successful at it. She wants to organize a sewing business since she has a lot of experience in this area. With the new income, she plans to pay for her children's education and to provide them with high-quality foods. She is asking for a loan to buy a sewing machine to help get her started. She awaits your kindness.
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Огултач 44 года. Она вдова и на воспитании имеет 4 детей. Она живет бедно и ей очень трудно обеспечить 4 детей одной. Она работает медсестрой в больнице и получает маленькую зарплату. Ей срочно надо найти дополнительный источник дохода, так как дети растут, а вмести сними их расходы. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес услуги швеи, так как имеет опыт в этом виде бизнеса. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ для покупки швейной машинки, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 195
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ogultach to buy sewing machine.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 20, 2013
Mar 30, 2013
Currency Exchange Loss:
Jan 18, 2014