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Update on Elmira

Elmira is very grateful for all those who have supported her. The income from her first loan allowed her to improve the welfare of her family. This time, Elmira is asking Kiva for a loan of 100,000 KGS to purchase sheep and cows. The income from this home will be used to make repairs to her home.
View original language description ↓
Элмира очень благодарна всем тем кто поддержал её. Доходы от первого кредита позволили улучшить благосостояние семьи очень хорошо. В этот раз Элмира обращается к фонду Кива за кредитом в размере 100,000 KGS на приобретение овец и коров.Доходы от кредита намерена направит на ремонт дома.

Previous Loan Details

Elmira is 43 years old, she is married and has four children. As a source of income for her family Elmira started doing animal husbandry ten years ago. The business started with 20,000 som (KGS) now brings around 8,000 KGS a month from the sale of dairy and meat products. Through hard work Elmira... More from Elmira's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,941,475
    Funds lent in using Kiva
  • 48.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Elmira to purchase cows and sheep.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Mar 30, 2013
Currency Exchange Loss:
Mar 17, 2014