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Komiljon lives in the Shahrituz region in the south-western area of Tajikistan. He is 31 years old, married, and has 1 child. His wife is employed in the dekhan farming sector, which is a system of small private farms owned by individuals or groups and worked by several people, where the main crops produced are cotton, wheat, or vegetables, and which accounts for 60% of arable land use in Tajikistan. For the past 6 years, Komiljon has been growing crops. He has a plot of land where he mainly grows wheat. In this planting season he seeded wheat, and now he needs mineral fertilizers in order to work his land. For this reason, he is seeking a loan to purchase these fertilizers. He wants to use the profit generated by his harvest to renovate his house and improve his living conditions.
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Комилжон житель района Шахритус, расположенный в юго-западной части Таджикистана. Ему 31 год. У него жена и один ребенок. Его жена работает в дехканском хозяйстве. Дехканское хозяйство это небольшое индивидуальное или коллективное частное хозяйство, в котором работают несколько людей и где в основном выращивают хлопок, пшеницу или овощи - которые занимают 60% орошаемых земель в Таджикистане. Сам Комилжон вот уже 6 лет как занимается растениеводством. У него имеется земельный участок, где он в основном выращивает пшеницу. В сезон посева Комилжон уже посеял пшеницу и теперь для обработки земли ему необходимы минеральные удобрения. С этим намерением он обратился за кредитом. Комилжон просит кредит для приобретения минеральных удобрений. За счет прибыли с урожая Комилжон хочет сделать ремонт в доме и улучшить условия проживания.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $29,718,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Komiljon to purchase mineral fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 1, 2013
Currency Exchange Loss:
Apr 16, 2014